Word of the Week: Gratitude

I want to take a pause from all my investment and financial planning commentary to breathe a bit of gratitude into our lives. These remain very difficult times, as the unknowns of a post Covid-19 world still look murky at best. When will a vaccine come? When can I get my kids out of the…

My CFP® Journey by Adam Werner

The title of my last article about the start of my journey towards becoming a CERTIFIED FINANCIAL PLANNER™ was “How Hard Can It Be?” [original article]. Well here I am 16 months later and have the definitive answer for you which is.... VERY. There’s a reason the CFP® designation is widely considered the highest credential…

The “Next Smallest Action” Formula

I’ve been introduced (or in some cases reintroduced) to a couple really great people these last few weeks. Someone looking to start his own business while already working full-time, a young man who recently changed careers but also with a new baby, she unexpectedly lost her father and needs to settle the estate, he wants…

Part II: Congress May Have Just Changed Your Retirement Planning

Last week I shared two key ways the rules for retirement planning have just changed based on Congress passing what’s been called the “SECURE Act”. The rule changes I shared last week around distribution age and inherited IRAs can affect a broad audience. Below I share changes that I feel affect a smaller pool of…

7 Year End Financial Planning Considerations

I’m reminded every morning how many “sleeps” are left before Santa comes. My boys (2/3) are very very excited to say the least! But I’m still in work mode and maybe you have some year-end items to take care of too? Be sure to make some time for financial planning before turning the page on…